Original Medicare provides coverage for a majority of your healthcare services and supply needs, but it doesn’t cover everything. With Original Medicare, around 80% of your medical expenses are covered, leaving the remaining 20% to be addressed. This is where supplemental or ‘medigap’ policies come into play. These policies, offered by private insurance companies, can bridge the coverage gap. Costs such as copayments, coinsurance, and deductibles are included in the coverage provided by these supplements. Additionally, medigap policies often extend their coverage to medical services while you travel within the United States.
However, it’s important to note that these policies have their limitations. They do not cover certain areas, including:
Medicare Supplements are private insurance plans designed to complement Original Medicare by covering costs that it doesn’t, including copayments, coinsurance, and deductibles.
While not mandatory, Medigap plans offer vital financial security by bridging the gaps left by Original Medicare, ensuring you have comprehensive coverage.
Absolutely! With Medigap plans, you have the liberty to choose healthcare providers and facilities that accept Medicare patients
Enroll during the Medigap Open Enrollment Period or a Special Enrollment Period. Our team is here to guide you through the process
Ready to explore the ideal Medicare Supplement plan tailored to your needs? Connect with our team for personalized assistance and expert guidance. We’re dedicated to helping you make informed decisions that prioritize your healthcare coverage.
Disclaimer: We do not offer every plan available in your area. Currently we represent 3 organizations which offer 52 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.